It’s time to have that difficult conversation with your older parents

It’s time to have that difficult conversation with your older parents

| Written by Laurie Taylor | I moved away from my parents' home before I turned 18 years old. Whenever I would go back to visit, my mom would tell me "All our important papers are in that file cabinet." I would nod but I never walked over to that file cabinet and opened the drawer to see what she thought was important. That file cabinet represented an event that I did not want to face; that my mom would no longer be able to handle her affairs. I also never asked her any questions, such as "Where are your bank accounts? Do you have any investment accounts? Life insurance? A safety deposit box? Are your estate documents current? What are your wishes for your funeral?" It felt awkward, like I was excitedly anticipating her impending demise. However, death is inevitable and denying its existence will not stop it from occurring. Sometimes, before death occurs, there may be a period of incapacitation....
Read More

Prenuptial / Premarital Agreements

You have met a wonderful person later in life, and you fall in love. While talking about your exciting life together, you or maybe even your loved one mentions a prenuptial or premarital agreement. The realities of your financial situation weigh on your mind. You own many valuable assets - assets you would like to protect in case things don't go as planned. You have children from a previous marriage whom you would like to include in your estate planning. You certainly don't want to be a "killjoy," and you certainly don't want your intended to think your assets and your children are more important than your beloved. However, you need to address your concerns. Although you love your intended and believe your relationship will stand the test of time, you are a realist and know that despite your intention to make this marriage work, statistically it may fail. So, what do you do? First, you should be honest...
Read More

What is a healthcare surrogate?

A healthcare surrogate, sometimes called an “agent”, is a person appointed by you to make medical decisions on your behalf if you are not able to make or communicate them yourself. The healthcare surrogate is one form of an advance health care directive, a statement of your wishes in case you are not able to express them. Advance healthcare directives, including the healthcare surrogate, are governed by state laws so it may be wise to consult a local attorney if you have any questions. The law recognizes the right of every competent adult to make his or her own decisions about healthcare matters; this includes the right to refuse medical treatment when it is no longer wanted. As long as a person is alive, competent and able to communicate their wishes, they have the sole power to continue or stop medical treatment.  Unfortunately, there are cases in which the ill or injured person is not able to make decisions or to...
Read More

Hurricane Matthew Preparedness

We encourage everyone to make preparations as Hurricane Matthew tracks westward, and closer to Florida's coastline. For information on preparing for a hurricane, visit The Essential Guide to Hurricane Preparedness. For the latest weather advisory, please click HERE. ...
Read More

FindingAssistedLiving.com welcomes Wendy A. Mara to its Senior Transition ProTeam

Good advice and help with family law, estate planning, and guardianship are absolutely essential. The FindingAssistedLiving.com Senior Transition Pro Team is very pleased to announce the association of a new member, Mrs. Wendy Mara. Mrs. Mara has distinguished herself in a very short time, becoming President of the Volusia County Bar Association after practicing law for only 7 years and just recently being selected as a 2016 Super Lawyer Rising Star in the areas of probate and estate planning. Along the way, she achieved an impressive record of academic, professional, community and personal accomplishments. After graduating Magna Cum Laude from Stetson University, she taught high school for 13 years. While a full-time teacher, she earned an MBA from the University of Central Florida. As a student and graduate student, she was selected for membership in both the Phi Beta Kappa and Phi Kappa Phi honor societies. In law school, she was a teaching and research assistant, earned the Dean's Certificate...
Read More

Only 54 Days to the National Election, But Who’s Counting?

This year’s Presidential Election is unprecedented in a number of ways. Most notably, both of the major party candidates are remarkably unpopular. Mr. Trump has the highest negative rating ever achieved in the history of American political polling. Mrs. Clinton has the next highest! Both candidates' negative rating far exceeds front-runners of the past and most Americans have never felt so disinclined to vote for either major candidate. These two candidates were chosen by the most extreme and partisan elements of their own party. Neither of them is likely to get their legislative program enacted by both the House of Representatives and the Senate. Therefore, you may ask yourself, “Why vote?” This is an error. Even if you cannot vote for either Mr. Trump or Mrs. Clinton, you should go to the polls and cast a ballot. Very important contests are going on below the presidential level. Your city, state and national representatives will be chosen. Well-known names like John McCain and...
Read More

Check These Things Before Moving Into an Assisted Living Facility

For this article, let’s assume that you are certain that an assisted living facility is the best senior life transition choice for you or your loved ones. You have eliminated alternatives like in-home care and senior day care. Now, what are the things you should check out before choosing an assisted living facility? Here is a brief checklist with some short explanations. Other articles at FindingAssistedLiving.com can give you more detailed, in depth information. Is the assisted living facility licensed by your state? This is an absolute, bottom line must! Remember that assisted living facilities are licensed by the state in which they are located, so there are 50 different sets of rules and standards. Whatever the location, ask to see the current license issued by that state. If the facility management cannot produce a current license, rule it out as a choice! Is the assisted living facility licensed to provide the type of care needed? Not all ALFs are capable of providing the types...
Read More

It’s Hurricane Season in Florida

Do you have a relative, friend or a spouse living in an Adult Living Facility in Florida? If that’s the case, it is important to stay in touch with them especially if its an active hurricane season. Keep in mind that the facilities must have a contingency plan for emergencies, such as hurricanes, flooding, tornadoes, etc. This is a great time to connect with your friends. If you know of someone that may need assistance, we are here to help you and them out: FindingAssistedLiving.com's Senior Placement Advisors can help you through Florida...
Read More
Help avoid fraud by monitoring your Medicare account

Help avoid fraud by monitoring your Medicare account

Medicare and Social Security benefits are the two most important programs that affect the health and wellbeing of older Americans. Both of these programs are overwhelmingly popular with the public. In 2015, a poll commissioned by the Kaiser Family Health Foundation found that 87% of all Americans viewed Social Security favorably while 77% had a positive view of Medicare. They are the two most popular government programs in America. The same poll found that many Americans do not think that these programs are sustainable. One of the reasons is the fraud and abuse that is sometimes, perhaps often, found in both programs. Medicare spending in 2016 amounts to a total of $672.6 billion. Medicare will provide health insurance to 57 million Americans who are 65 or older, disabled, or have end-stage renal disease. Fraud in the Medicare program steals benefits and services that should rightly go to these deserving recipients. You should care greatly about this if you are a taxpayer or...
Read More