If you or a loved one have received bills for as many as five months of premiums, do not toss that bill away! According to the Social Security Administration, “Due to a processing error in January, some Medicare Advantage and Part D beneficiaries’ requests to have premiums withheld from their Social Security benefit checks did not go through.” This means that the premiums you thought you had paid for these past few months are actually still due. These errors may cost you a cancellation in your Medicare Advantage plan or Medicare Part D drug prescription plans. Once these plans are cancelled, it will be difficult to have them reinstated and you will still owe the past-due premiums (if the plans are reactivated). It might take months to realize if you have been affected if you are not aware already (if you have been affected you will receive a bill in the mail). Instead of waiting for a past-due bill, be pro-active and check the status of all your policies. If your policies have been cancelled remember the Open Enrollment Period will begin on October 15, 2019, to December 7, 2019, for the following year. Stay savvy and proactive with your healthcare!