Leave your Mark!

Leave your Mark!

Do you dream of leaving your loved ones a legacy? According to a study released by Merrill Lynch and Age Wave, almost half of Americans 55 and older do not have a will. What is even more shocking is of that 50%, only 18% of seniors have a will, a health care directive, and durable power of attorney! With the current crisis and uncertainty of our economy, having a secure legacy plan is essential. A legacy plan is an excellent financial strategy, and when correctly prepared with a financial advisor, a legacy plan can leave both you and your loved ones with one less worry. Though talking about death with the people you love can be uncomfortable, having your family understand your wishes once you part is worth the inconvenience. A few things covered in legacy planning: Where you want to live once you are reaching your final days How you will be supported personally How you will be supported financially ...
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Need help in elder law, estate planning, Medicaid, etc.?

Need help in elder law, estate planning, Medicaid, etc.?

Legal difficulties are a headache, at best, and a nightmare, at worst. It’s incredibly intimidating to navigate the legal world, whether your concerns are estate and finances, health and medicine (especially Medicaid), or more personal issues. Trying to figure out where to go to for help seems impossible. But for seniors in Flagler and Volusia counties, it’s not, thanks to the law offices of Chiumento Dwyer Hertel Grant and Kistemaker, P.L. These legal professionals are experts in Elder Law. Their “legal team for life” has been working hard for the community since 1973, and they have gained vital experience in the areas of law that seniors need most, such as: Estate Planning Probate Law Trust Administration Medicaid issues (pre-planning, crisis planning, and application assistance) There are two area locations, both of which are full-service legal firms for the above needs and issues like personal injury, real estate, and business concerns. The Flagler office has been voted the county’s “Best Law Firm” by...
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Getting Old and Dying: The Juncture of Elder Law and Estate Planning

By Andrew C. Grant Any caricature of Florida inevitably shows a sizable senior population, which makes it no less true.  With an aging population come certain needs, including increased needs for health care and day-to-day living assistance.  Lawyers who work in Elder Law seek to assist clients with those needs in an economically efficient manner, whether by qualifying for Medicaid for long-term care costs, or structuring asset ownership so that long-term care costs don’t gobble up all the client’s assets. Planning for long-term care costs may require significant changes to the client’s estate plan, as well.  For example, qualifying for Medicaid may require giving assets away now instead of waiting until death.  That makes it important to consider both aspects of planning when trying to meet the client’s needs. Generally, there are three categories of persons when it comes to long-term care planning:  there are those with sufficient wealth to self-pay, or who have procured long-term care insurance that will cover them;  there...
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The Senior Transition Pro Team featured Member, Mr. Robert Abraham

OurSeniors.net strives to be a complete directory of all-things-senior solutions. We understand the needs of seniors, their families and loved ones. When you are searching for senior home care, senior assisted living, in-home senior care or general information about active senior communities, we are there to help. OurSeniors.net website, the senior living magazine, “OurSeniors.net Magazine” and our office staff are all dedicated to helping meet the challenges encountered by seniors. We employ many tools to help. OurSeniors.net can help find the right Florida attorney to fill your special needs or a Florida CPA, financial advisors for seniors or a senior real estate specialist. One of the most valuable tools we put at your service is the Senior Transition Pro Team, a network of independent professionals in fields like law, real estate, medicine and finance. Each one of these professionals has demonstrated special sensitivity, understanding and skill in dealing with the needs of seniors. Take a moment to look at one of the...
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