Create a mySocialSecurity Account

Create a mySocialSecurity Account

Seniors are adopting technology at a faster and faster pace. Managing your financial affairs, including banking, Medicare and Social Security accounts are key parts of making a successful transition to senior living. If you have not done so already, setting up an online account with the Social Security Administration will give you a very helpful tool. The Social Security Administration calls your electronic link a “mySocialSecurity Account.”  It is easy, safe and secure. With your mySocialSecurity Account you can set up or change direct deposits, change address information, replace a lost Social Security card and perform many other functions. To find out more and get your own account, go to Create your personal my Social Security Account today. Our mission is to serve the needs of seniors in all ways possible. In our blog, we try to provide useful information in an easy-to-understand format. Please continue to look to the OurSeniors Family for help in all senior-related issues.  For information about any...
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Paying for Assisted Living

Paying for Assisted Living

We know that “home instead” is the first choice for senior living in most cases. Numerous studies conducted by the American Association of Retired People and other organizations have confirmed this. Most seniors would prefer to “age in place” in the familiar surroundings of their long-time home. We also know that this sometimes becomes impossible or at least unwise. Even if you have no immediate plans to enter an adult community or an adult assisted living facility, it is wise to be aware of the possible alternative if the need arises. The details of financing assisted living may be confusing for older adults and for their loved ones. Most of these expenses are paid from the family’s private funds, but there are additional programs and funding solutions that you should investigate. Doing this ahead of time may save a lot of anxiety in the future, so find out about these possible options. Veterans Aid & Attendance Benefit. This is probably the first...
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“To-Do’s” for Today & Weeks Ahead

“To-Do’s” for Today & Weeks Ahead

For Today! Never miss a new issue of OurSeniors.net Magazine. You can subscribe now to have the next issue of our senior living magazine delivered directly to your mailbox. SUBSCRIBE NOW to find out how. For Friday July 19, plan to attend the first Brunch and Learn Event in Flagler County at the Golden Corral Restaurant, 225 Cypress Edge Drive in Palm Coast (driving directions to Golden Corral). The program runs from 10AM to noon and features Mr. Julian Cantillo speaking on, “The OurSeniors.net Family.” For Reservations, visit Brunch Reservations or call 386-259-6722. For Friday July 26, attend the July Brunch and Learn Event in Volusia County at B. Pickles Deli and Bakery Restaurant, 400 S Nova Rd. Ormond Beach, Florida (D.B. Pickles driving directions). The program runs from 10AM to noon and features Mr. Mike Rubio, Pharm D., M.B.A., C.Ph. Obviously, Mike is well qualified to speak on his topic: “The Role of the Pharmacist in Your Healthcare.”...
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A Medicare Minute from OurSeniors.net

A Medicare Minute from OurSeniors.net

Medicare Part C (Medicare Advantage) vs. Medicare Plan C (a Medigap Option) The Medicare terms “Part C” and “Plan C” sound enough alike to be the source of misunderstanding. If you are uncertain about the meanings of “Part C” and “Plan C,” here is a quick reference: Part C is a Medicare Advantage Plan (MA). Medicare Advantage plans are comprehensive plans that provide all your Part A (Hospital Insurance) and Part B (Medical Insurance) coverage. Medicare Advantage Plans may offer extra coverage, such as vision, hearing, dental, and/or health and wellness programs. Most include Medicare prescription drug coverage (Part D). Plan C is one of the ten standardized Medigap plans offered in most states. These plans are designed to fill in the gaps between approved Medicare costs and the 80% of those costs that Medicare Part B pays. Medigap insurance Plan C is one of the most comprehensive of the 10 standardized Medigap insurance plans available. Only Medigap Plan F offers...
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For Tech Savvy Seniors – Chromebook or Traditional Laptop?

For Tech Savvy Seniors – Chromebook or Traditional Laptop?

The truth is that seniors as a group have been the slowest adaptors of technology. We are all familiar with the stereotype of the 12-year-old child showing their grandparent how to use a smart phone or tablet, but this is less and less true. Today’s seniors are becoming increasingly familiar with and dependent on technology. Sometimes we think this is a bad thing, but regardless of what we want, it is unavoidable. Technology is just too pervasive (and too useful) for seniors to ignore. From time to time, the OurSeniors.net blog will try to bite off a small piece of the larger technology puzzle and digest it for you in a few paragraphs. Our first bite will be the subject of Chromebooks, or “How Do you choose between a Chromebook and a Traditional Laptop?” If you are thinking of a new computer, this is something you should consider. Both laptops (Windows or Apple) and Chromebooks have advantages and disadvantages. The attractiveness of...
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Get OurSeniors.net Magazine in Your Mailbox!

Get OurSeniors.net Magazine in Your Mailbox!

We know that seniors and 55+ adults are among the most dedicated fans of reading material, real in-your-hands books or magazines. That is why we put so much effort into our quarterly flagship publication, the OurSeniors.net Magazine. It is a glossy, high-quality publication, not one of those cheap looking newsprint efforts you sometimes see. We also put a great effort into distributing thousands of copies of OurSeniors.net Magazine to more than 250 pickup locations in eight counties. The response has been wonderful; OurSeniors.net Magazine is now read by thousands of 55+ adults, seniors, family members, caretakers and others! We are proud of the company we keep in our distribution system; you will find it in major chain stores, restaurants and professional offices. Still, we have had a lot of requests from folks who would prefer to get their copy delivered by good, old-fashioned U.S. Mail. This is a great idea, making it certain that the subscriber will never miss a single article,...
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Are You Using All of Your Benefits?

Are You Using All of Your Benefits?

Serving the needs of seniors is the family business for the OurSeniors.net Family. Two of those needs are health insurance and maintaining good health habits. Most of the seniors in the areas served by OurSeniors.net are near one of AdventHealth’s fine healthcare facilities. Two of them are AdventHealth Wellness Daytona and AdventHealth Wellness Orlando. Did you know that many seniors have Medicare Advantage Plans that may cover the cost of joining one of these programs? Consult your insurance carrier to find out if you have this benefit. If not, you may want to change to an Advantage Plan. Two OurSeniors.net Approved Vendor partners can help with this. They are: Humana Health Care – phone: 386-200-4191 Murray Insurance Agency/Florida Blue – phone: 321-233-2424 For information about any senior-related need, you may contact an OurSeniors.net Advisor by phone at 866-333-2657 (se habla Español), or Contact Us. Check out our website at Ourseniors.net and take an online look at our senior living magazine, OurSeniors.net Magazine....
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Keeping Senior Driving Safe

Keeping Senior Driving Safe

Maintaining driving skills can be challenging for seniors. Senior drivers can remain safe on the road, but they should take care to maintain their driving skills. Normal aging may bring physical changes that require caution while on the road. Turning your head to search for oncoming traffic, judging distances, seeing well at night and braking safely are some of the tasks that may be more challenging. An American Automobile Association Study found that the lowest rate of auto accidents for any age cluster was found in the 60 to 69-year-old group. The rate creeps up after that, but even drivers 80 years of age and older have accident rates much lower than teenagers! Here are some suggestions for keeping your driving skills sharp well into your senior years. Schedule regular vision and hearing tests. The senses of hearing and vision can decline with age. Impaired hearing and common age-related vision problems (cataracts, glaucoma or macular degeneration) can seriously affect driving ability. Make...
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