Two Weeks until Open Enrollment

Two Weeks until Open Enrollment

The Annual Enrollment Period for Medicare (AEP) begins on October 15th! This period is crucial and exceedingly important for seniors who are either applying for Medicare or who would like to change their current healthcare coverage for 2020. If you have not been able to research or study your current benefits to competing plans, now is the time to do so. OEP is until December 7th! You only have a few weeks to decide what coverage is best suited for your needs. Remember the decisions you make in the upcoming weeks will dictate your health and financial future for 2020! This is a call to action! Dedicate the time you have left to learn about the different aspects of Medicare if you have not done so already. For those who do not have the time to analyze and compare different coverage, count on Murray Insurance Agency to aid you during this process. They have been serving Florida for over 30...
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Inverted Yield Curves and Recessions

Inverted Yield Curves and Recessions

Talk of an incoming recession has been published in every media outlet ever since the “inverted yield curve” phenomenon. The media has covered this crazed story dozens of times and will continue to feed Americans fear, as long as it sells. Recessions are normal in every developed economy. There are ups and downs, it is the cycle of life. However, becoming crazed and expecting a total catastrophe is unreasonable. According to Forbes, “The average length of a growing economy is 38.7 months or 3.2 years.” The last American recession ended in June 2009, which means we have been long overdue for a downturn. Our first indicator was in March 2019, when interest rates on long-term bonds were suddenly lower than the interest rates on short-term bonds, the inverted yield curve occurred. This meant that Americans were concerned about the near future and were betting on long-term investments. Usually, long-term bonds yield a higher rate of return than short term-bonds but when...
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BREAKING NEWS: OurSeniors.net is Evolving Into a Full Subscription Service by January 2020!

BREAKING NEWS: OurSeniors.net is Evolving Into a Full Subscription Service by January 2020!

OurSeniors.net, a single-source network for senior-related resources, announces the development of a full subscription service of high-quality printed magazines. The network will transition from a free service to $20 annual subscription on Jan. 01, 2020. Long-term subscribers will have the advantage of paying $30 for a two-year subscription and will never miss another issue again, with door-step delivery. For the past three years, OurSeniors.net has assisted the senior community by providing individuals a multitude of tools and services. There have been many changes within the team, including the company’s name Finding Assisted Living, yet their objective remained the same—to facilitate the transition of an older adult into a senior lifestyle. The network has evolved and expanded to fulfill the needs of seniors, doing as much as possible for the community. As they helped people passage into a new lifestyle, challenges began to arise and a demand for more resources became evident. The network broadened its scope to include a list of...
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Brunch and Learn on Sep 27th!

Brunch and Learn on Sep 27th!

Join us this Friday for our next Brunch and Learn! The topic for this week is the OurSeniors.net Family led by our founder and president Julian Cantillo of OurSeniors.net Magazine. This Brunch and Learn will be hosted by D.B. Pickles, at 400 South Nova Rd, Ormond Beach, FL 32174. They will be providing a special $3.99 menu for all of our seniors and guests. Please attend if you are a senior who is interested in meeting a community of good and likeminded people focused on living their best lives. This information provided might help you discover new benefits and assistance you may qualify for. These events are fun and a great time for our seniors. Come join us from 10 am to 12 pm, for some great food and laughs! Click on Seniors Having Fun to see why, and RSVP fast. This event is free and fills up quickly! We hope to see you there....
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Preventative Care During the Golden Years

Preventative Care During the Golden Years

The reduction of mobility in our hips or the loss of elasticity in our skin is unavoidable consequences of wear and tear! Aging is inevitable and our bodies are not meant to last forever! Yet, those who have taken preventative care of themselves are healthier than their peers, both physically and financially. Preventative care spotlights the preservation of wellbeing and good health as a way of slowing down or avoiding ailments. Instead of attempting to heal sickness, this field of care seeks to prevent it by encouraging healthy lifestyle choices. Types of preventive care: Exercise Immunizations Therapy Counseling Blood, diabetes, cholesterol tests Healthy diet Meditation Annual check-ups Screenings Seniors who practice preventative care are most likely to dictate the onset of disease early on when treatment works best. Most preventative screenings and immunizations are even covered by Medicare thanks to the Affordable Care Act, as long as you have health coverage! Preventative care helps seniors save money on long-term and short-term healthcare. By...
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Senior Smartphone Adoption

Senior Smartphone Adoption

In 2019, it is estimated that more than 2.5 billion people are using smartphones worldwide! In the U.S., 94% of adults use mobile phones and 81% of those individuals are smartphone users according to the Pew Research Center. The adoption of smartphones is currently being led by the young, yet many seniors and adults over the age of 65 are beginning to steadily adapt to this new norm. Seniors find the use of smartphones as a positive experience that helps them connect to family and friends. This positive experience is not shared by many millennials who find the use of smartphones as helpful but stressful. Younger adults use smartphones for social media, school or work, however, partially view the device as a “necessary evil” due to its distractive nature. Individuals 65+ also use their devices for social media or work and have found a happy medium that helps them monitor their usage while still reaping its benefits. Apps that benefit seniors...
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