A Medicare Minute, “The Parts of Medicare”

A Medicare Minute, “The Parts of Medicare”

Sometimes it pays to review basic information. This is certainly true when it comes to Medicare; a survey conducted by the Medicare administration revealed that a majority of seniors could not name or describe the four parts of the Medicare system. This is information that every senior should have at hand, especially when signing up as a new Medicare beneficiary or during the annual open enrollment period. You must understand your Medicare choices and pick your coverage carefully; how you do so will determine your benefits, who you get them from, and it can affect your out-of-pocket costs. Medicare has four major elements, Parts A, B, C and D. The first two (A and B) are often called “Original Medicare.” This is the most basic coverage you can obtain. Part C and Part D are available through private health insurance plans. They enhance your coverage if you want more than Original Medicare offers. This situation is sometimes confusing because Part C...
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Meet ClearCaptions, a Solution to Telephone Communication Challenges

Meet ClearCaptions, a Solution to Telephone Communication Challenges

Hearing loss is one of the challenges that confronts many seniors. In many circumstances, there are ways to overcome this problem, but telephone conversations remain a difficult issue. A member of the OurSeniors.net Family, ClearCaptions, may have the solution to your telephone needs. If you are experiencing hearing loss that inhibits your phone use, you may qualify to receive a ClearCaptions phone at no cost to you. This device offers real-time phone captioning that allows you to see every word said on the call. ClearCaptions is certified by the FCC (Federal Communications Commission) as a certified telephone captioning provider. This captioning service is paid for through funds from the Americans with Disabilities Act. There is no cost to qualified individuals whose hearing loss inhibits their phone use, so check this out. You can contact ClearCaptions by phone at 386-210-9844. If you have difficulty doing this yourself because of hearing impairment, have a friend do it or go to the ClearCaptions page...
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Senior Health and Fitness

Senior Health and Fitness

The quality of life experienced by seniors is directly related to their level of fitness and overall health. Today, it is possible for seniors to remain healthy, active and involved well into their 80’s. 90’s and beyond, but only if they remain as fit as possible. If you are a spouse, caregiver or the senior concerned, you should be aware of the fitness goals that seniors should strive to meet. Learn about dietary guidelines for older adults, such as the National Council on Aging Guidelines for Senior Nutrition. Healthy eating guidelines do change a little as you age. As you grow older, your metabolism slows down, so you need fewer calories than before, and seniors may have need of some vitamin and mineral supplements like calcium or vitamin D. Keep a list of prescription medications and over-the-counter products that your senior loved one (or you) take. The metabolic changes that occur naturally with aging may make some of these products inappropriate, especially...
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